Most people drive around and look at properties, find one they really like, and then with some trepedation, approach a loan source to see if they can buy it.
It is a lot easier to start working with good mortgage lender as soon as possible. A fifteen-minute phone call to a lender will give you an idea of what you can afford.
It is even better to take the time to get a loan pre-approval. This involves more work on your part and a lot more work on the lenderís part. You supply the lender with ways to prove your income, expenses, and debt. It also means the lender will pull your credit report. The advantages are: